Loan Options
The right structure for your situation.
Home Purchase
Financing options for California homebuyers, from first homes to move-up purchases.
Refinance
Rate-and-term and cash-out refinance options where appropriate for your goals.
Conventional
Traditional conforming mortgage solutions for qualified borrowers.
FHA
Government-insured financing options for eligible borrowers.
VA
Mortgage options available to eligible veterans, service members, and qualifying borrowers.
Jumbo
Financing solutions for loan amounts above conforming limits.
DSCR / Investment Property
Business-purpose financing designed around investment-property cash flow, where applicable.
Bank Statement & Non-QM
Alternative documentation solutions for borrowers whose finances don't fit traditional agency underwriting.
HELOC & Fixed Seconds
Ways to access available equity without necessarily replacing an existing first mortgage.
HEA / HEI
Home Equity Agreements / Investments — not loans. An investment structure that may let qualifying homeowners access equity without a monthly payment.
Reverse Mortgage
Information for eligible homeowners, typically 62+, exploring reverse-mortgage solutions.
Not sure which option fits? We'll help you compare.
Serving California borrowers · DRE #02449696 · NMLS #2906734
All loan programs are subject to borrower qualification, underwriting, property eligibility, and lending-partner approval. HEA/HEI products are not loans and have their own terms and costs. Reverse mortgages have age and other eligibility requirements. Availability may change without notice.